In this case the hard pull which will be seen for two years before falling off is legitimate and should not hurt you unless you have 6-10 or more on your report. When signing up for 2 year contract, Verizon wireless requires SSN for credit check. 877.912.6500, on 11-26-16 who stated they would remove the hard inquiry from my Equifax credit report by 12-27-16. A week later, I check credit karma and there’s a hard credit inquiry by Verizon Wireless. The agent who asked to check my credit assured and promised it would be a "soft inquiry" which would not harm my credit score, not a "hard inquiry" which would remove points from my credit score and remain on my credit report for two years. Credit scores between 500 and 650 may require deposit of $100 per line (up to $750 total). For those that do not know what this means, a hard credit check refers to when a company pulls your credit report or score with your permission, usually when you are trying to obtain credit. Most soft pull credit cards do not, however, allow you to open a new account without a hard inquiry. Here’s a brief overview of the simple process for checking your credit requirements on Verizon so you know what to expect. If you’re applying for new credit, you’ll likely be subjected to credit checks. There are 2 credit report bureaus in Canada that are used for credit checks – Transunion and Equifax. You’ll just have to find an alternative to the traditional monthly plans.That’s because the bureaus don’t inform each other of hard pulls.Your credit score looks at the ratio of your total credit debt to your total credit limit. They don’t require a credit check at all.Hearing that it can also impact their ability to get something like phone service might be a surprise. I phoned the Verizon "Credit Verification Dept." The content that we create is free and independently-sourced, devoid of any paid-for promotion.If you have bad credit, a phone provider might think you won’t pay your monthly bill.

There are 2 kinds of credit checks – often referred to as hard and soft – and we’ll give an overview of them here. I assume they initially do a hard pull to determine the risk of extending credit (an account) to you, but after a few months if you've paid on time every time it is removed. Verizon chat rep stated soft pull, former verizon wireless employee stated hard.Wish there was a definite answer.I believe it was a HARD when I joined in February of 14.When signing up for 2 year contract, Verizon wireless requires SSN for credit check. This site may be compensated through the bank advertiser Affiliate Program.People typically think of their credit scores as impacting their ability to get loans.With phone service, the provider gives you phone service up front. There are three different credit bureaus that store your credit history: Equifax, Experian, and TransUnion.Expect the four major U.S. mobile carriers -- AT&T, Sprint, T-Mobile, and Verizon -- to perform this check.There are three different credit bureaus that track your credit, so it’s easy for one to make a mistake. They appear to be aware of this issue at least and not have to jump through too many hoops so far. From what I saw on my report, Verizon initially pulled experian, after a couple months of service the hard inquiry was removed from my report and I only see Verizon's credit pull under soft inquiries. a soft pull credit inquiry is normally for existing customers of a company, credit card, bank loan, etc. We’ve broken down the prequalification process into a quick, four-step overview. While our articles may include or feature select companies, vendors, and products, our approach to compiling such is equitable and unbiased. MyBankTracker and CardRatings may receive a commission from card issuers. I was  told the enquiry would be convered from a hard pull to a soft pull.In this case the hard pull which will be seen for two years before falling off is legitimate and should not hurt you unless you have 6-10 or more on your report. It's sad to get such hit on my credit as I'm refinancing my home right now.
But it is wise to limit hard credit checks whenever you can. That means you could be asked to fork over $3,000 just to get three lines of service! Nobody knows who I should speak with about my hard credit inquiry issue. If they plan to make a hard pull, you can cancel the request.If a lender makes a hard pull on your credit with one credit bureau, but not the others, it’s possible that your scores will differ based on which bureau you ask.When you look to sign up with a mobile provider, they’ll check your credit before letting you sign up.If you have bad credit, you can still get a mobile phone plan. If you show that you can make timely payments, you’ll eventually be able to remove the co-signer from your account.We also called the customer service agents at each of the four major U.S. mobile carriers.If you want to know more about how your credit can impact whether you can get mobile phone service, this article will discuss everything you need to know.With a loan, a lender is providing you with money up front. I know hard check lowers your credit score.I signed up for service through Verizon's website.

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