Lower rates are available and may be offered to businesses with strong creditworthiness. Call: (855) 704-7458 M-F 9am–9pm ET Email: [email protected] Anytime Your loan agreement will identify the loan issuer prior to your signing. Term lengths for renewals of existing OnDeck loans are up to 12 months, term lengths for new loans are up to 6 months. We provide more than fast, efficient financing solutions. Eligibility for the lowest rates is very limited, available only to businesses with the strongest creditworthiness and cash flows, and typically businesses that have shown an excellent payment history on prior loan products with OnDeck. For loans under the SBA PPP, your loan may be issued by OnDeck or another OnDeck Banking Partner. With OnDeck, you get ongoing support from a knowledgeable lending advisor. * Pricing for term loans ranges from 8% - 29%, cents on the dollar (for each dollar borrowed, the amount of interest paid ranges from $0.08 – $0.29). Some may not be eligible at this time. Funds as fast as 24 hours.

*There are some industries we cannot serve (see list of restricted industries), as well as some industries and states impacted by the Coronavirus to which we are temporarily not lending. The COVID-19 (coronavirus) pandemic has hit small businesses in the U.S. particularly hard. Many are facing issues such as forced closures due to lockdown disruption, supply chain issues, and cash flow crunches. Over the past 10 years, OnDeck has delivered over US$10 billion to small businesses in the USA and Canada. Don't delay apply today.

We do not take personal assets of the guarantors as collateral. Your loan agreement will identify the loan issuer prior to your signing. Depending on the state where your business is located and other attributes of the loan, your business loan may be issued by Celtic Bank, a Utah-Chartered Industrial Bank, Member FDIC. With OnDeck, you get ongoing support from a knowledgeable lending advisor. OnDeck Term Loans carry an APR as low as 35.1% and OnDeck Lines of Credit carry an APR as low as 31%. [38] In 2014, Bloomberg BusinessWeek called OnDeck " payday lending for businesses", relying on brokers who were "less-than-scrupulous." Our financing is secured by a general lien on the assets of the business and backed by a personal guarantee. OnDeck is your go-to for small business loans. OnDeck is no longer accepting new Paycheck Protection Program (PPP) loan applications. We would like to show you a description here but the site won’t allow us. Give us a call. Applying will not impact your personal credit score Funding subject to lender approval. Give us a call. OnDeck Capital has been criticised for its high interest rates. In 2015, its average loan had an annual 51% interest rate. To get a full picture of the economic impact on small businesses, OnDeck … * Loans Subject to Lender Approval. OnDeck is a leading small business lender dedicated to changing the way small business owners access capital. Short term loans up to $250,000 and lines of credit up to $100,000. OnDeck Canada financing is not unsecured. In Australia, OnDeck partners with MYOB, who are a strategic investor. As states reopen, we're working to support more small businesses. Scalable: OnDeck offers small business loans in amounts from $5,000-$500,000 and lines of credit from $6,000-$100,000. In addition, OnDeck does not lend to businesses in Nevada, North Dakota or South Dakota. Annual Percentage Rate (APR) is the interest rate in annualized terms, including fees. Apply today for hassle free flexible small business loan in under 10 min up to $250K. Pay only on what you borrow from this convenient credit lineWe provide more than fast, efficient financing solutions.

However, we do not require any specific amount, type or value collateral and no appraisal or specific assets are required. Short term business loans with OnDeck. Flex Funds is not a loan but sale of future credit and debit receivables.

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